Head of AML

About the job

Build What’s Next In Payments

Zimpler is one of the fastest growing Pay by Bank networks in the Nordics, tripling growth, transactions and payment volumes year over year. Now we are scaling and looking for bold minds to help us shape the future of payments.

At Zimpler, your work won't disappear into layers of sign-offs. It will be seen, used and make a difference from day one. We run lean so every role carries real ownership, autonomy and the chance to solve complex problems at speed.

We focus sharply on what we do best: lightning fast payments, seamless verification and top tier service that keeps our partners ahead of the curve.

You will work with some of the sharpest minds in paytech, backed with the trust, support and space to accelerate your own growth.

If you want your next role to be your biggest yet, build it with Zimpler.

We are looking for a Head of AML to lead and strengthen our AML/CTF function. Zimpler is a Swedish licensed payment institution under the supervision of the SFSA. This is a unique opportunity to join a fast-moving fintech company where compliance, innovation, and technology go hand in hand.

As Head of AML, you will play a central role in safeguarding the company from financial crime while enabling safe, efficient, and scalable growth. You will lead and develop the AML/CTF work, and collaborate closely with stakeholders across Legal, Regulatory, Product, and Technology and Engineering, as well as the Second and Third Lines of Defence.

Key Responsibilities

• Lead, mentor, and develop the AML team, fostering high performance, engagement, and continuous learning.

• Drive AML/CTF projects and initiatives to enhance and innovate Zimpler’s internal framework, processes, and tools in this regard.

• Ensure customer onboarding, transaction monitoring, and ongoing due diligence operate effectively and efficiently, identifying opportunities for improvement and automation.

• Act as a trusted advisor to the business, advising on AML/CTF risks related to product development, new markets, and new customer segments, etc.

• Collaborate with other functions to integrate AML/CTF requirements seamlessly into business processes.

• Keep governing documents regarding AML/CTF up-to-date and fit for purpose.

• Plan and develop Zimpler’s overall AML/CTF risk management strategy and work.

• Report to the Board and senior management on operational performance, emerging risks, and AML/CTF trends, including regulatory development and case law from e.g., the SFSA.

• Support the Specially Appointed Executive and collaborate with our different control functions, especially the Money Laundering Reporting Officer and Compliance Function.
  
  

Qualifications

• Proven experience in AML/CTF with several years of senior-level experience; leadership experience is a strong advantage.

• Strong knowledge of AML/CTF rules and regulations as well as restrictive measures and sanctions frameworks, and industry best practices.

• Demonstrated ability to lead, coach, and inspire a team, or readiness to step into a leadership role with confidence.

• Strong analytical and problem-solving skills, with the ability to balance compliance with commercial realities.

• Excellent communication skills, both written and verbal, with confidence in engaging with the regulator, senior management and board.

• Experience from fintech, A2A, payments, or other tech-driven financial services is a strong plus.

• An academic background in law, finance, economics, business administration, or related fields is highly meritorious.

• Swedish language fluency required as this is the language of our regulator. English is our internal working language.